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How to prevent freezing pipes

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Copyright 2016 NATIONAL ASSOCIATION OF REALTORS®

Visit houselogic.com for more articles like this.

Copyright 2016 NATIONAL ASSOCIATION OF REALTORS®

Send a letter to congress & Sign the Petition from the NATIONAL ASSOCIATION OF REALTORS®

GET THE FACTS ON HOME OWNERSHIP

Don’t let Congress take away your Home Interest Deductions!

Right now, there is a discussion going on in Congress that could have a huge impact on your home and your wallet.

How? Congress is considering eliminating income tax deductions for our homes.

If some lawmakers in Congress have it their way, we could see big changes not only to federal income tax deductions for mortgage interest and property taxes, but also a change to the homeowner’s capital gains exemption. What that means is that current and future homeowners would pay more taxes every year!

In these tough times, we can’t afford to lose important deductions. By signing our petition and sending a letter to your representative, you can tell Congress to keep our home interest deductions intact. ACT NOW

Federal Mortage Refinance program HARP extended

The federal housing fianance agency elects to extend HARP ( Home Affordable Refinance Program) for another year. The program helps households refinance their mortage at a lower interest rate even with little or no equity in the house. Consumers who utilize this program save on average 2,400 a year by refinancing. Homeowners who are current on their mortage but who would benefit from more affordable loan terms go to HARP.gov to get started.

Borrowers who are underwater and behind on their mortage there is another program available a federal mortage modification program that reduces principal balances. Learn more at FHFA.gov/prm

harp

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