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Thinking of Selling? Why Now is the Time

It is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is whether or not that will be a good strategy this year.

The other listings that do come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market in the spring, as compared to the rest of the year? The National Association of Realtors (NAR) recently revealed the months in which most people listed their homes for sale in 2016.

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Mortgage Rates Move Up for the First Time in 2017


Following several weeks of decreases, mortgage rates were back on the rise this week.

"The 10-year Treasury yield increased more than 10 basis points this week,” says Sean Becketti, Freddie Mac’s chief economist. “The 30-year mortgage rate moved up as well to 4.19 percent, a 10 basis point jump. This week marks the first increase in the mortgage rate since December 29. The 2.8 percent decline in existing home sales in December is a reminder of the lack of homes for sale. According to the National Association of REALTORS®, supply is at its lowest level since 1999, a factor that should support higher house prices regardless of the oscillations of the mortgage rate."

Freddie Mac reports the following national averages with mortgage rates for the week ending Jan. 26:

  • 30-year fixed-rate mortgages: averaged 4.19 percent, with an average 0.4 point, rising from last week’s 4.09 percent average. Last year at this time, 30-year rates averaged 3.79 percent.
  • 15-year fixed-rate mortgages: averaged 3.40 percent, with an average 0.4 point, rising from last week’s 3.34 percent average. A year ago, 15-year rates averaged 3.07 percent.
  • 5-year ARMs: averaged 3.20 percent this week, with an average 0.4 point, dropping from last week’s 3.21 percent average. A year ago, 5-year ARMs averaged 2.90 percent.

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Hardest Hit Fund Down payment assistance program is back!

KHC is  again offering the Hardest Hit Fund Down payment assistance program!

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Send a letter to congress & Sign the Petition from the NATIONAL ASSOCIATION OF REALTORS®


Don’t let Congress take away your Home Interest Deductions!

Right now, there is a discussion going on in Congress that could have a huge impact on your home and your wallet.

How? Congress is considering eliminating income tax deductions for our homes.

If some lawmakers in Congress have it their way, we could see big changes not only to federal income tax deductions for mortgage interest and property taxes, but also a change to the homeowner’s capital gains exemption. What that means is that current and future homeowners would pay more taxes every year!

In these tough times, we can’t afford to lose important deductions. By signing our petition and sending a letter to your representative, you can tell Congress to keep our home interest deductions intact. ACT NOW