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Homeownership Matters

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Home Buying in 6 Steps

 • Homeownership is an investment in your future.

• There’s a reason homeownership is called the American Dream. Home is where we make memories, build our futures, and feel comfortable and secure.

• Homeownership strengthens communities. Homeowners are more likely to be involved and engaged in local issues and move less frequently than renters. This helps prevent crime, improve childhood education and support neighborhood upkeep.

• We need to keep homeownership issues a priority on the nation’s public policy agenda because they affect all Americans.

• Issues like the mortgage interest deduction, foreclosures and short sales, affordable financing and available credit don’t just affect people who own a home – homeownership shapes communities and strengthens the nation’s economy.

• Home sales in this country generate more than 2.5 million private-sector jobs in an average year. For every two homes sold, a job is created.

• Owning a home is one of the best ways to build financial security over the long term, providing both equity accumulation and tax benefits over time.

• In fact, given today’s low interest rates and historic affordability, it makes sense for people to consider homeownership over renting. After all, a fixed-rate mortgage might last 15 to 30 years; renting is forever.