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Federal Mortage Refinance program HARP extended

The federal housing fianance agency elects to extend HARP ( Home Affordable Refinance Program) for another year. The program helps households refinance their mortage at a lower interest rate even with little or no equity in the house. Consumers who utilize this program save on average 2,400 a year by refinancing. Homeowners who are current on their mortage but who would benefit from more affordable loan terms go to to get started.

Borrowers who are underwater and behind on their mortage there is another program available a federal mortage modification program that reduces principal balances. Learn more at