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Actions from the KAR Summer Business Meeting

The Summer Meetings for KAR kicked off to beautiful weather and attendance of close to 200 members networking around every corner. Highlights included a relaxing ride up (or down) the Ohio River on the Belle of Louisville thanks to GLAR, a night of competitive bowling, an interactive meetup with graduates of LeadershipKAR, a strategic planning session with the BOD and more.

Actions of the BOD and additional information from the meeting are below:

•             Approved renovations and updates to the new KAR headquarters on Old Rosebud Road.

•             Approved Jason Vaughn to instruct the 2017 Professional Standards trainings in Lexington, Louisville and Bowling Green.

•             Approved having UK College of Business submit an RFP to update the study for tax on services including real estate transactions and contacting NAR regarding updated polling on tax reform including tax on services, mortgage interest deductions, etc. This would update the 2011 study that resulted in the Kentucky Homes Matter campaign.

•             Approved sponsorship of the Southern Legislative Conference.

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NAR Call to Action: Tell the Senate to Get to Work for Future Homebuyers

 

The United States Senate is missing an opportunity to improve housing markets across the country, and we need your help to tell them to get to work and make homeownership a priority!  

TAKE ACTION NOW to urge your Senators to pass H.R. 3700, the “Housing Opportunity Through Modernization Act of 2016,” a bill that makes needed reforms to the Federal Housing Administration (FHA) condominium loan program, federal-assisted housing programs and Rural Housing Service loan programs.

Bottom Line:  This bill makes buying a condo A LOT easier by expanding opportunities for first-time homebuyers and streamlining rural housing programs for low-income rental residents. Condominiums are among the most affordable homeownership options for first-time homebuyers, as well as lower income borrowers, but barriers to safe, affordable mortgage credit for condos still exist. H.R. 3700 takes a number of steps to address those concerns.

The House of Representatives passed this bill unanimously with a bipartisan vote of 427-0 and now we need the Senate to act!  

TAKE ACTION NOW! 

Even if your business model is not based on Condominium or Rural Housing Service transactions, all REALTORS need to band together on this Call for Action.  Although it may not affect you directly, the next one could very well be of critical importance to your business.  Please support your REALTOR family by responding to this important Call for Action!

 Tom Salomone, 2016 NAR President

Tom Salomone

2016 NAR President

 

Celebrating Homeownership Through Advocacy

 

National Homeownership Month, celebrated throughout the month of June, is a good time to reflect on our commitment to helping others realize the American dream of real property ownership as we work to protect and promote homeownership and property interest in real and tangible ways through the REALTOR® Party. 

REALTORS® do more than list and sell property.  We are community builders dedicated to improving our towns, cities, states and the country. We are advocates, advancing public policies and candidates who join us in building strong communities and promoting a vibrant business environment.   We do this because it’s good for the communities in which we live and work and for the economic and social well-being of all citizens. We do this as the REALTOR® Party.

Thomas Jefferson once said, “We in America do not have government by the majority. We have government by the majority who participate." The more you participate in the REALTOR® Party— by Voting, Acting and Investing— the stronger our collective voice.

We strongly encourage every member to get involved in their state and local REALTOR® Associations as well as your communities. Simple actions, like registering to vote, signing up for the REALTOR® Party Mobile Alert, responding to Calls for Action and investing in RPAC are easy steps to get you started.

Don’t forget to follow NAR on Facebook and Twitter and tag us in your posts (@RealtorAction) and use the hashtag #REALTORParty.  And visit the REALTOR® Action Center at www.realtoractioncenter.com to learn more about our programs, services and resources and read stories about REALTORS® in action across the country.

 

Online Safety is your Social Responsibility

Dangerous situations don't only present themselves in person. Criminals can determine whether you're a good target by finding out about you on your social profiles. Here's what to be careful sharing online.


BY JOHN GRADEN


Social media has changed the landscape for everyone. For you, it's made it easier to target clients. And for criminals, it's made it easier to target you.
Any bad guy you would potentially deal with before, during, and after a showing is playing a role. He's pretending to be someone you, the victim, can trust. From the time he first contacts you, he will stay in character until he either executes his plan or bails out. Pulling off that charade is a whole lot easier with free and easy tools online that he can use to create an identity and follow your trail.


On Facebook and other social media platforms, a criminal may be able to find out what college you attended, what sports teams you like, how many kids you have, and where you like to vacation. He can even see highly detailed images of where you work, live, and the place where he is going to meet you for a showing.
A criminal's ability to "pull off his role" is magnified because it's much easier to create rapport with target audiences online than ever before. As convenient as the cyber world has made doing business for the good guys, it's made it a whole lot easier for bad guys, too.


Remember that online communities are comprised of three groups of users: the safest third, the not-so-safe middle third, and the highly dangerous bottom third. When it comes to the highly dangerous bottom third, some are transparent in their aggressive hostility and easy to see and avoid. However, it's the more cunning psychopath that is more difficult to recognize because he is an expert at playing the good guy and gaining favor.


Here are some tips to make it more difficult for bad guys to target you online.

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Safety Checklist For Showings

 

No matter how well you think you know the prospect you’re meeting, follow these guidelines when taking them to a property.

BY JOHN GRADEN

A lot has been said of the practice of meeting strangers at homes, and it’s true that it’s not the smartest way to operate. But it’s been a part of the real estate industry for a long time, and it’s not going to change overnight. So for agents who will still do it, your office may have a certain protocol around safety, but this list can be your Agent Safety Protocol, or ASP, to administer in the field. It’s based on measures developed by people who have experience working in law enforcement.

Before the Appointment

When you’re on the phone setting up an appointment to meet a prospect at a home, tell the prospect that you’ll be arriving with a partner. Whether it’s true or not, this statement plants the seed that there will be more than one person present—and that’s not good news for a criminal.

Arrive at the appointment early, before your client has arrived, and make sure to

    Open the windows. If you find yourself needing to make a fast escape but you’re not near a door, a window may be your only exit.

      Unlock all doors. You lose precious time if you have to fiddle with locks to get out.

    Open the lockbox. The point here is to retrieve the key before your prospect shows up. That way, you won’t have to turn your back to him or her to get the key out.

      Wait in your car with the doors locked. The danger here is that your car confines you into a small space, but in some cases, the weather dictates that you take shelter. Waiting in the car is still much safer than waiting in the property.

      Send a text to your office. Alert someone to where you are and all of the information you have on the prospect. If you need help, that person will know pertinent information to give authorities.

      Keep your head up. Always be aware of your surroundings. Surprise attacks when you’re caught off guard make you more vulnerable.

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