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 MAY 7TH-13TH 


 Are you one of the 84,411?

Register to vote today, it’s easy!

                                          KY Voters                             OH Voters

                   Register Online                       Mail or in person

                   Mail or in person


 Why we vote

 Did you know?

REALTOR® PARTY CHAMPIONS are chosen by your local government affairs committee and recommended to the State RPAC committee. Each candidate is asked to complete a profile that covers basic information so that the time allotted for an interview is focused on our issues, not theirs. The committee then rate each candidate based on the quality of their interview and how their responses align with our public policy positions.



Often the best REALTOR® Champions are REALTORS® themselves

                                           CANDIDATE TRAINING ACADEMY                                            November 2017

That’s the idea behind the Candidate Training Academy. It gives REALTORS® interested in running for political office an introduction to and expectation of how to run for elected office.  It is intended to give candidates a valuable head start in their political journeys and information on how to run successful campaigns.

Contact  Veronica 859-547-1354 to Sign up 


 Educate yourself on REAL ESTATE BALLOT ISSUES

View KAR Legislative Priorities 

Learn more about Federal Political Advocacy

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What is RPAC?

The REALTOR® Party and the REALTORS® Political Action Committee (RPAC) work together to protect and promote homeownership and private property interests. In fact, RPAC is the backbone of the REALTOR® Party. Since its inception in 1969, RPAC has promoted the election of pro-REALTOR® Candidates including REALTORS® like you across the United States at all three levels of government you who have elected to run for office and become  REALTOR Party Champions.  Candidates who receive support from RPAC are not selected based on their political party or ideology, but solely on their support of real estate issues. At our Association we conduct interviews & use questionnaires, to determine our local REALTOR® Party Champions. RPAC is the only political group in the country organized for REALTORS® by REALTORS®. YOU ARE THE REALTOR PARTY® 

100% of your RPAC investment is used to elect candidates at the local, state, and national levels who both understand and support  REALTOR® Issues.70% of your investment remains at the Local & State level while 30% is sent to the national level.

The simple truth is that decisions made by elected official’s impact the business of REALTORS®. That makes it critical to elect candidates who understand the importance of owning, selling and investing in real property. What we do is policy not party, RPAC and the REALTOR® Party work hand in hand to fight public policies that hurt the real estate business and to support those that enhance it.

It only takes a $15 investment to make a BIG DIFFERENCE! INVEST TODAY!

Did you know that NAR and RPAC advocate to the department of labor to include REALTORS® in Association Health Plans which allow self-employed individuals and small employers to purchase health insurance through professional or trade associations?

Did you know for the 1st time in 100 years there will be no tax difference between renting and owning for more than 90% of taxpayers? This is due to doubling the standard deduction, which greatly reduced the value of the mortgage interest and property tax deductions as tax incentives for homeownership. (Congressional estimates indicate that only 5-8% of filers will now be eligible to claim these deductions by itemizing.) (You can view the full report on www.NAR.REALTOR/Taxreform)

Did you know that RPAC fights to promote the long-term reauthorization of the national flood insurance program? So you and your clients aren’t left under water. NFIP extended until July 31st 2018 NAR Research shows a potential loss of 40,000 home sales each month should the program lapse.

All contributions must be made with a personal check or a personal credit card. Corporate funds are not accepted. Contributions are NOT deductible for federal income tax purposes. Contributions to RPAC are voluntary and are used for political purposes. You may refuse to contribute without affecting your membership rights. Seventy percent (70%) of each contribution is used by KYR to support state and local candidates and thirty percent (30%) is sent to National RPAC to support federal candidates and is charged against your limits under 2 U.S.C 441a.



May is REALTOR® Advocacy Month


may may

Check out the REALTOR® Advocacy Website


 Vote Week

 May 7th - 13th 


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        MAY 14TH-MAY 20TH        











 Invest week


 Share your REALTOR® Party Advocacy Efforts on social media using the hashtag #REALTORParty. Be sure to tag (Northern Kentucky Association of REALTORS® , REALTOR® Action Center on Facebook and @REALTORAction on Twitter) in your post.






Legislative Update - March 2017


Legislative Update

March 2017

Be a part of the Action

Join us at the National Legislative Meetings in Washington D.C


State Update 

99 and HB112 Landlord Liability

SB KAR Priority bill HB 112 sponsored by Rep. Stan Lee regarding landlord liability – dog bite passed Senate Monday March 6th by a vote of 32-5. In fact, as of Monday March 20th HB 112 – the dog bite bill – was signed into law by the governor. View KAR’s full Legislative update page


Tax Reform

One of Kentucky REALTORS® top priorities in 2017 is tax reform. Governor Bevin indicated that he plans to call a special session later this year to reform Kentucky’s tax code. In preparation for the session, we are asking for member input through a survey to help guide our priorities through the process. Help provide input for the upcoming special session on tax reform

Kentucky REALTORS Member Survey – Legislative Priority

Deadline is Wednesday, April 12.


Federal Update

NAR Urges Mnuchin to Protect MID

In a letter dated March 10, 2017, NAR 2017 President William E. Brown urged new Treasury Secretary Steven Mnuchin to protect the current tax benefits of homeownership as the Trump Administration seeks to reform the federal income tax system. The letter explained that certain types of tax reform plans, such as the “Blueprint” ” put forward by House Republicans last year, pledge to leave the MID untouched. However, by nearly doubling the standard deduction while repealing most itemized deductions, “the Blueprint would in fact have the consequences of nullifying not only the MID, but also other tax incentives of owning a home for the great majority of Americans who now are, or who aspire to become, homeowners.” The letter goes on to explain that this kind of approach to tax reform could harm the incentive effect that makes purchasing a home easier for the first-time homebuyer and also could lead to a drop in the value of all existing homes.  “The overall result could be a disastrous downturn in the quality of many neighborhoods and communities, and especially our most vulnerable ones,” Brown said in the letter. The letter concludes by asserting that REALTORS® support tax reform, but that in making needed changes, we should “not discard the features of our tax system that make America a homeownership society.”’ View full letter


NAR’s Analysis of the President’s Budget

On Mar. 16, 2017, President Trump released his budget for the 2018 fiscal year, which begins on October 1. View Analysis



Tax Reform 2017: What to Watch Out For

Check out this webinar with Evan Liddiard, Senior Policy Representative for Federal Taxation at NAR. This session gives an update on current tax reform proposals and their implications for homeowners using various scenarios.


Protecting National Flood Insurance Program


Learn more


Be a part of the Action

Join us at the National Legislative Meetings in Washington D.C


FHA Mortgage Insurance Premium Talking Points

In response to several requests from state and local association partners NAR Government Affairs has put together a set of talking points for you to use to prepare members for any questions. NAR has sent a letter to the Secretary Designate, Dr. Ben Carson opposing the suspension of the 25 basis point reduction of the FHA Annual Mortgage Insurance Premium.
You can view and download the letter using this link:

What You Need to Know About FHA Mortgage Insurance Premium Rates
Impact on Homebuyers
• Trump administration has suspended the Federal Housing Administration's (FHA) 25 basis point reduction of the FHA Annual Mortgage Insurance Premium rates for mortgages with a closing/disbursement date on or after January 27, 2017.
• FHA occupies a critical role in the nation's housing finance system, with a mission to ensure access to mortgage credit is available to all Americans, in particular groups traditionally underserved by the private market, including low to moderate-income, minority, and first-time homebuyers.
• The National Association of REALTORS® estimates that the premium reduction would have reduced costs for 750,000 to 850,000 homebuyers in 2017 with mortgages backed by the FHA.
• An additional 30,000 to 40,000 homebuyers are now shut out.
• The suspension of the premium reduction has created uncertainty and confusion for a significant number of borrowers, sellers, lenders and underwriters.
• Borrowers must face an increase in the cost of their loans and some may no longer qualify to purchase the home they intended to buy due to the increase in the premium rates.
Impact on FHA
• Suspending the premium reduction has consequences for the business of FHA.
• The last FHA premium cut helped to shore up the FHA's books and restore the Mutual Mortgage Insurance Fund's (MMIF) capital ratio above the statutory 2.0 percent level.
• Lower fees helped FHA to retain better borrowers from refinancing to private mortgage insurers who had re-entered the market, but more importantly, it helped to improve affordability allowing many previously sidelined borrowers to qualify for a home purchase.
• The 2016 FHA Actuarial reports showed that the MMIF exceeded the 2.0 percent statutory requirement for a second year in a row.
• The forward FHA portfolio ratio was a healthy 3.28 percent.
What needs to be done:
• NAR urges FHA to reinstate the 25 basis point premium reduction and remove the life of loan premium as soon as possible.
• Homeownership is a key element of the American Dream and FHA makes that dream possible for millions of Americans.
• We look forward to working with this Administration to ensure FHA's continued health and necessary participation in the housing market.